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An independent and objective global Market Analyst & Consulting firm

About PayX

PayX is an independent global Market Analyst & Consulting firm. Rooted in value-based principles to optimise costs and capacities, catered to the selective requirements of our patrons. PayX believes in an end-to-end solution system. Advisories to several leading payments businesses over the world. PayX provides a niche scope of services that capture an array of expertise attained from everlasting experience in best practice, business strategy and market insights. PayX has world-class people bound with a best practice range of methodologies, processes, knowledge and expertise through DPE Methodology to drive stellar business results.

What we do

Pricing Interchange Review

we deliver substantial cost saving by reducing exposure to mispriced interchange fees and radically improve internal processes to eliminate inefficiencies in the future.

Loyalty Solutions

we create compelling loyalty programmes that deliver improved customer stickiness and seamlessly integrate it into your back-office systems.

Business Analytics

we provide independent, external, payments experts who are able to analyse and improve your established operations.

Product Roadmap Development

we blend business, culture and technology to deliver a clear vision of the products and services that are needed to meet your future customer needs.

Education & Mentoring

learn from our highly experienced consultants (with over 20+ years of field experience) and let them provide you with real appreciation of the payments industry and its leading solutions.

Expert Witnesses

PayX has a strong team of expert witnesses with many years of experience in payments and IT combined with the expertise of acting in some of the most challenging legal cases.

Our methodology

Over 2 decades of consultation on payment infrastructures, technological requirements and product roadmaps, to the different processes within business structures. PayX has consolidated this experience to develop a standard methodology for rendering its services. The PayX-DPE™ (Discovery, Plan, Effect). With this framework, PayX has been able to increase the power of engagement with clients by packaging the knowledge and expertise, such that stakeholders can quickly understand the challenges they face.

Our Goal

Our primary goal is to extend your success, internally and to your customers. We are completely independent with no bias or ties to any organisation. Our services are completely focused on your needs. We have a unique position as independent professional working daily within the heart of the payments ecosystem. Our extensive global network enables us to work with the right people for you. Our experience and viewpoint enables you to have the maximum breadth and depth of access to up to date market information and experiences.

Our Values

At PayX we believe and stand by what we say and do. Unlike others, the strategies we recommend we are ready to work with you to implement it too! We work through your entire life cycle from market intelligence through to operations. We are a true long term complementary partner.

Quick Facts



Office locations

UK (Europe), USA (Americas) and Mediterranean (Middle East & Asia)

Areas serviced


Clients Operational

Financial services; Banks, Processors, Vendors, Oil & Gas

Clients Advisory

Private Investment Banks, Private Equity, Wall Street Advisory & VCs

Consultants and Associate Staff

500+ worldwide

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